Welcome to JD Credit Services
In spite of how bad your credit may be, our company will help you get back on your feet. You are not alone. We are here to help.
We use special strategies that produce results fast but you need to act now. The longer you wait the more difficult is to reestablish a good credit score. Our expert team is ready and eager to serve you. Call us right now or go to our signup page.
How It Works
“After your free credit consultation, we put together a plan of action that is tailored to your specific case. No two credit reports are exactly alike. Therefore to obtain the best results possible it will entail more than just letter writing to the bureaus, but also the creditors and collection agencies as well. There are Federal & State laws in place to protect you from inaccurate and unverifiable credit reporting. We make sure that these laws are being followed by using our multi-stage process.
We demand validation and verification of derogatory information using the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Fair and Accurate Credit Transaction Act and the Health Insurance Portability and Accountability Act. These four laws have been established to protect consumers’ credit reports. Creditors and credit bureaus are legally obligated to produce documented evidence within a reasonable amount of time, generally 30 days, to back the claims they make. If they cannot validate their claims, they must promptly remove any undocumented information from the consumer’s credit report.“
Did you know low credit scores cost you on:
- Auto Insurance
- Homeowners Insurance
- Life and Health Insurance
- Employment
- Learn More...
What is a good score?
Scores 500 -620 Poor score.
This usually is from slow pays, collections, loans charged off, delinquent student loans and medical bills. You will most likely be charged the highest interest rate allowed by law in your state, or turned down completely. You will be considered “special finance”.
Scores 620-680 Fair Score.
You will be able to obtain credit more easily than
The weak credit category but you will likely pay higher rates on loans and higher premiums on insurance.
Scores 680-720 Good Score. As long as your debt to income ratio is low you will be approved, but still will not qualify for best interest rates and insurance premiums available.
Scores 720+ Great Score. You are considered a “Prime Borrower” and will have no problem getting a great interest rate on your home loan, car loan, insurance premium, or credit card.
Our company
has a proven track record and the RESULTS to back it up. We want you to be one of them.
Contact Us Today!
Call for your free consultation or sign up to our website. You are about to start a new
life. Start today,
don’t delay
Our Guarantee
JD Credit Services complies with the Federal Trade Commission’s regulations and the Credit Repair Organization Act, in that we cannot, by law, guarantee a specific outcome or result.
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Our Services
JD Credit Services assists a wide variety of people with very different credit needs. Some of our services include resolutions of:
Bankruptcies
Charge offs
Identity Theft Fraud
Judgments
And More
